There can be times in everyone’s life when they get in a muddle with their finances. Then the time comes when you apply for a new phone contract or energy supplier and are denied due to your credit score – arghh you think – where do I start ? Well, there are two main things you need to know: what is your credit score and how can you rebuild your credit score. It may sound daunting and all too scary but don’t worry it is more straightforward than you think. If you have just been missing a lot of payments and are just scatty then you should be able to vastly improve your credit in a year or two if you do all the right things.
Moving into a new rental property can be an exciting time, but it can also be stressful and there is a lot to do. If you’re not careful, you could make mistakes that end up costing you big, both in terms of your finances and your stress levels. To help ensure that the transition to your new property is smooth and hassle-free, and to avoid unnecessary costs and complications further down the line, it pays to ask yourself the following four questions.
If you have children then you know how expensive everything can be these days, however there are loads of ways to get free kids stuff online. Below are a few of our favourite sites:
Free Kids’ Rucksack
Enter the Kinder design your own Rucksack competition and you’ll be in with a chance to grab one of a 100 Kids rucksacks. You don’t even need to buy anything, at the very least it’ll keep them quiet for a while.
Go to the Kindernauts website and sign up. As parents, you will provide your full name, email address, a postal address, and postcode. You also need to confirm your child’s age and be contactable.
Free ToysRus stuff
Get your hands on free toys and baby products. If you have a child you can be selected as a ToysRus Toyologist, to review baby products and toys. Just pop over to the ToysRus Blog and apply.
Free Tesco Cooking Courses
Help your child perfect their Chopping, Peeling, Grating and food preparation. So that one day they can make their own dinner. Tesco are offering Free cooking courses for children aged between 5 and 13 and there will be dates available for this summer.
Go to the Eat Happy Project website and register an account, you will be advised when the dates are open to book .There are also lots of great ideas for recipes to try out and download along with how to videos. We like these easy to make Banana and Raisin Flapjacks.
Free Film Goodies
The BFI (British Film Institute) and a film distributor have combined to form the Children’s Cinema Club. The Club is an initiative set up to find and promote the best independent children’s films. Join the Children’s Cinema Club and be the first to watch teaser trailers for new films, hear about special events and screenings plus occasional special offers. In the past people have received free film goodies, including masks, badges and posters. To sign up, visit the BFI Website then fill out your details.
Free Nature Activity Pack
If you’ve got a garden or just a window box the Free Nature Activity Pack from the RSPB will give you fun and simple ways to give nature a home. The RSPB will send you the pack in the post, which will help you give nature home. From bees to butterflies, frogs to feathered friends, they’ve got loads of great ideas – perfect for the whole family. There’s something for everyone and every size of garden.
We would love to hear your suggestions for free kids stuff.
Everyone loves a Christmas movies, especially if there are kids around however a trip to the cinema can end up as a costly day out. There are the travel costs, tickets which can be around £40 for a family not to mention overpriced snacks. This year why not cuddle up at home, stock up on some fancy popcorn from the supermarket, or a warming hot chocolate and watch a classic Christmas movie for free.
I think that everyone knows that smoking is bad for you in so many ways however many people still find it difficult to give up smoking. There has been so much publicity about stopping smoking and all the health benefits that I won’t go into them all here except to say that you know its bad for you and your family. Many smokers have tried nicotine replacement patches and gum and succeeded but I know that a lot of people miss the actual act of smoking itself. If this is the case then maybe trying e-cigarettes would work for you. We are not suggesting that any non smokers start vaping just offering some more incentives to stop smoking. Why not read on and find out more.