The new year is a good time for a Finance Makeover as we are all feeling the pinch. Instead of getting depressed why not do something about it !
Here are a few ideas to get you started, let us know how much you save !
New year may be over and we are all feeling a bit flat, why not plan some days out on a budget to cheer yourselves up ? Spending quality time with your family and friends over the Christmas holidays may have reignited a passion in you for the company of others. This could be the year to explore some new passions in your life, get out the house and spend more time in the company of people that you love. Why not consider a few new hobbies? In the UK we are spoilt for choice for exciting places to visit, art and history to enjoy and delicious food to indulge in. If you’re willing to do a little research, you will find a wealth of cut price options available to you. You don’t need to break the bank to have a good time. Here are ten options that offer great times, adventure or simply entertainment that should suit almost everybody’s budget.
Savings Interest rates are closely linked to the Base Rate set by the Bank of England. The Base Rate hit an all time low of 0.5% in March 2009 and has been stubbornly stuck there since. So what should you do with your money ? Gamble it all on the lottery or roulette – well we have some suggestions for much safer options to give you a return on your cash. Read on to find out more ..
Are you off for a winter break? If so lucky you, I would love some sun ! If you are away then we have some advice top help you keep your money safe abroad. I like to think I am an organised holiday maker but not as organised as this infographic suggests I should be ! I always make sure we have holiday insurance incase of emergencies especially with young children.
Below you will find some easy tips for a stress-proof holiday. Let us know if you have any more top tips or questions.
The infographic was provided by Sainsburys Money Matters Blog.
Credit Cards can be a useful way to manage your personal finances, if you have a large purchase to make you can easily spread the costs over a few months. It can be all too easy though to get into trouble with credit cards, spending more than you have and ending up paying huge amounts of interest. There are expensive mistakes you could be making with out even knowing it.
The tips below can help you make the most of your Credit Card and to avoid the expensive mistakes we can all make.