Christmas is one of those times of the year when your spending can run out of control. According to a recent survey from Morrisons, the average family spends an extra £165 in December. But it is possible to cut the expense without cutting out the fun. Follow the tips below to save money this Christmas whilst having a great time.
Christmas shopping can be one of the most stressful times of the year, never mind the expense. We have put together some top tips to help you find Christmas Shopping Bargains easily. Read our guide before you start and be prepared, as they say in the Scouts !
Do you struggle to make ends meet and live from payslip to payslip constantly? Is saving money boring ?
Then you are probably wondering how on earth you can save anything when you have nothing spare in the first place. The problem is your situation is never likely to change unless you do something about it and start putting away those pennies. The key to success here is making the most out of available discounts.
Banks could end up paying an extra £6.4billion in controversial payment protection insurance payouts to millions of ‘forgotten victims’. The Financial Services Authority, is ordering banks, insurers and brokers to write to 12million PPI customers who have yet to claim, telling them they may be due a payout.
Ask for a discount
We are big fans of simply asking insurance companies if there is any way that we can save money. Ask what is the best deal they have, what are the terms and conditions of the deal and what are the discounts. Insurance companies after all are only businesses and sometimes they will accept lower margins to increase their customer base.
You might qualify for discounts by being: accident free, for having a low mileage each year or for living in a low crime area. The theory is simple if you don’t ask for a discount you may not get the discount.