Personal finance is a subject not everyone takes seriously. Keeping your finances in check leads to better financial stability. When you have sufficient amount of money in your savings, you will have a safe nest on which you can rely on in case of unpredictable emergencies. Especially, for those who are married and have kids, financial planning becomes essential. You do not need a professional to take care of your personal finances. You can do a few things to save a lot of money which will come in handy in the long run. Creating a budget for personal finance is the first step to stabilize your financial position. This stepwise guide gives you an insight into creating a budget for your personal finances.
Getting your home ready to sell can be a stressful time, especially if it requires a lot of work doing to it in order to attract buyers. If you follow some basic steps though, you can make this task more manageable and help to ensure you achieve the results you’re looking for.
With this in mind, here are five tips that will help you to get your property sale-ready. Read More
We all know that Smoking is bad for your health but it’s also bad for your pocket. With every packet of Cigs costing around £10, yes 10 quid…the cost of each cigarette is 50p. If you smoke 20 cigs a day that’s around £5,000 a year.
Whether you’re pondering over what type of property should lie in your future or you’re hoping to help a friend or relative narrow their search, there’s a surprising amount to consider when it comes to finding an appropriate retirement property. Estate agents Knight Frank recently highlighted the growing importance of purpose-built serviced retirement housing and communities but you don’t need to settle on such a structured option if it doesn’t fit with your personality, plans or personal circumstances.
However, if you do intend to move from the family home into a bungalow, smaller house, flat or apartment, you may find you need to take a rather determined approach to downsizing. Last year HomeOwners Alliance estimated that half a million over 55s were stuck in property limbo due to a shortage of suitable housing. Then there are other essentials to consider like location, facilities and maintenance. Here’s how to get your search off to the best start.
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One of the biggest purchases we make, except for a new home, is a new car. Lots of people don’t realise that even if you are buying a new car there are still savings to be made. Before you start you should make sure you’ve worked out what you can afford and have done plenty of research into the car you’re planning to buy – including the list price. Whether you’re paying cash, part exchanging or organising a finance plan, car dealers’ prices aren’t fixed. Have a read of our guide to find out our top tips for getting a great price for your new car.