Cheaper mortgage interest payments


If you haven’t fixed your mortgage rate, MOVE IT NOW…. Banks and building societies start pulling their best deals as rate hikes loom.

Some three million people are paying their lender’s standard variable rate (SVR) — the rate to which a mortgage reverts at the end of a fixed deal — which currently averages 4.76 per cent.

Fixing your loan gives you the peace of mind that for two, five or even ten years, your repayments won’t change.

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Secret santa gifts on a budget

Secret Santa Christmas gifts on a budget

Everyone loves Christmas but all the preparations can be exhausting.  Who has time for all the shopping, wrapping and preparation it entails.  I have to admit that used to fill me with dread the “Secret Santa” challenge.  Buy a present for a colleague in the office on a budget without causing a major breadown in relations.   It can be so difficult to buy a gift for someone you don’t know very well, and maybe don’t even like that much !   This is where the #sdfiverchallenge comes in – why not take the stress out of the shopping with a choice of £5 gifts from sports direct online.  Get your presents sorted without even leaving the comfort of your favourite sofa.   Read More

Dealing with money down the generations

Dealing with money down the generations

We currently live in a world where it’s becoming increasingly difficult to save money. Mortgages are becoming impossible to afford in some areas of the country.   Millennials have been getting a hard time recently about spending and not saving for the future but is this really the case ?  In a recent survey from Swift Money the people least likely to be in debt are over 54s (36%), followed by 18-24s (24%), not what you would expect is it?

We were thinking about this and wondered “What have we learnt from the older generation about money we could pass on ?”  Here are some of our top tips that have been handed down through the generations.

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